1. Copy your transfer details
In your CUSP app:
Open CUSP and tap Deposit funds on the Home screen.
You’ll see your unique account details.
You’ll find everything you need, including:
Bank name
Bank address
Account name
Account number
Fedwire / ABA / Routing number
Reference number (unique to you — required for tracking your deposit)
💡 Tip: Tap the copy icon next to each field to copy it directly from the app.
2. Fill in your transfer form in your bank’s app
When creating a new transfer in your online banking, enter the following details:
Beneficiary details
Beneficiary name: Alpaca Securities LLC
Bank name: BMO Harris Bank N.A.
Bank address: 111 W. Monroe Street, Chicago, IL 60603, USA
Routing (ABA): 071000288
Account number: 1636877
Reference / Message: FFC CUSP-XXXXXXXXXX (replace the Xs with your unique reference number as shown in the CUSP app)
Important:
The reference number must be entered exactly as displayed.
If your bank doesn’t accept special characters (like “–”), enter it without the dash — e.g., FFC CUSP123456789.
If your bank form asks for City, Street, or Postal code, use the bank address above.
3. Review and submit your transfer
Before confirming:
Make sure the beneficiary name, account number, and reference number are correct.
Ensure the currency is USD (your bank will show the conversion rate before submitting if funding from another currency).
Review all details, then submit your transfer.
You’ll receive a confirmation from your bank once it’s sent.
4. After sending
Once your bank processes the transfer, your funds will appear in your CUSP account automatically.
Processing times:
New beneficiary setup: May take up to 24 hours.
Funds arrival: Usually 2–3 business days after the transfer is sent.
You’ll receive a confirmation in the CUSP Wealth App and by email once your deposit is credited.
Note: Completing your identity verification is required before you can fund your account. Once verified, you can start depositing funds and unlock the full CUSP Wealth experience.