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What are Shariah-compliant investments?

Understand what Shariah-compliant investing means and how CUSP Wealth supports it.

Updated over a week ago

We know many of our customers want to grow their wealth while staying true to their faith. That’s why CUSP Wealth offers Shariah-compliant investment portfolios — designed to follow Islamic finance principles.


What Shariah-compliant means

A Shariah-compliant investment avoids companies or financial practices that are not permitted under Islamic law. This includes:

  • No investments in businesses involved in alcohol, gambling, tobacco, or weapons.

  • No interest-based earnings (riba).

  • No excessive uncertainty (gharar) or speculative trading.

Instead, portfolios focus on companies and funds that align with ethical and halal practices.


How CUSP Wealth supports Shariah-compliant investing

When you set up your CUSP Personalised portfolio, you’ll have the option to choose a Shariah-compliant portfolio. Here’s what you can expect:

  • Halal-certified ETFs and stocks are included in the portfolio.

  • Idle cash interest is disabled by default, so you won’t earn or pay interest unless you choose to enable it.


Key benefits of Shariah-compliant portfolios

  • Grow your wealth while staying aligned with your values.

  • Invest in diverse, global markets through halal-certified funds.

  • Flexibility to switch between Conventional and Shariah-compliant portfolios anytime.

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