We understand this is one of the biggest concerns for any investor. The idea of losing your savings if a company closes can feel worrying. That’s why it’s important to know: your investments with CUSP remain safe and in your name — even if we were no longer here.
Your assets stay protected
Your stocks, ETFs, and cash are held with Alpaca Securities LLC, not by CUSP itself.
Alpaca is a regulated US brokerage, overseen by the SEC and FINRA.
This means your assets are kept separate, secure, and always yours — no matter what happens to CUSP.
Extra protection through SIPC
Alpaca is a member of the Securities Investor Protection Corporation (SIPC).
SIPC provides coverage of up to $500,000 (including $250,000 in cash).
This safeguard ensures that even in the unlikely event of a broker failing, your investments remain protected.
If CUSP shuts down
If CUSP were to close:
You would still own your investments — they remain with Alpaca in your name.
You could access your Alpaca account directly, transfer your holdings to another broker, or withdraw your cash.
Your money and investments are not affected by CUSP’s status.