Step 1: Complete KYC verification
Open the CUSP Wealth app and finish the KYC process if you haven’t already.
Upload your ID, take a quick selfie, and submit for review.
Tip: Most verifications are approved within minutes.
Step 2: Start the risk questionnaire
Once your KYC is approved, you'll be ready to build your portfolio.
On your dashboard, tap "Build portfolio".
Then tap "Let's go" to begin the questionnaire.
Step 3: Answer a few quick questions
The questionnaire takes about 2 minutes. You'll be asked about:
Income and net worth: Your general financial range.
Investment experience: How familiar you are with investing.
Financial goals: What you're building toward (e.g., retirement, wealth growth, passive income).
Timeline and risk comfort: How long you plan to invest and how much risk you're comfortable with.
Step 4: Review your Personalised portfolio
After submitting your answers, CUSP instantly generates a tailored investment plan. You'll see:
Portfolio type: Choose between a Traditional or Shariah-compliant portfolio.
Risk category: Based on your answers — Defensive, Conservative, Moderate, Adventurous, or Aggressive.
Asset allocation: A breakdown of how your money will be spread across different asset types.
Growth outlook: A projected balance between stability and growth.
Step 5: Fund your account and invest
Now it's time to bring your plan to life.
Tap ''Deposit'' to add funds to your account.
The minimum deposit is $50 for wire transfers or 100 AED for local transfers.
Once your funds arrive, tap "Invest in a Personalised portfolio".
The minimum investment in a Personalised Portfolio is just $25.
Step 6: Track your progress and adjust anytime
Your portfolio updates automatically, but you're always in control.
Monitor performance: Check your Portfolio Dashboard to see how your investments are doing.
Update your risk profile: If your goals or circumstances change, you can adjust your risk level at any time.
Note: When you make your first deposit in personalised portfolio, you'll receive a bonus in stocks worth 1% of the amount (up to $500). For more details on fees, refer to our Fees Schedule.