Deposit Credits do not expire as long as you are an active saver and member of Aera, steadily working towards your first home goal. Any unlocked credits have no value other than contributing to your first home deposit at the point of purchase so long as you have utilised the relevant Aera services and all terms and conditions are met.
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They may be deemed inactive if you stop saving with us for a period of three months, however may be reactivated again just by starting your savings again and hitting milestones again.