This gives you the freedom to buy exactly what you want, even if your credit limit is lower than the product price.
How it works at checkout
If you place an item in your basket that costs more than your available credit, our system will automatically present the Flex option.
You will see a slider at checkout.
Minimum payment: The slider will automatically be set to the minimum amount you need to pay upfront to cover the difference between the price and your credit limit.
Adjusting payment: You can drag the slider to increase your first payment if you wish to lower your future monthly installments even further.
Example with fees
You want to buy a bike for 25.000 DKK, but your credit limit is 20.000 DKK.
You pay the excess 5.000 DKK immediately + your first installment.
The remaining 20.000 DKK is financed through Anyday.
Important regarding fees: If you choose a long payment plan (e.g., 12 months) that includes a one-time fee, the fee is calculated only based on the amount you borrow (the 20.000 DKK), not the total price of the bike.
Maximum Order Limits
Even when using Flex, there is a limit on the total order value you can place through Anyday. This limit depends on your history with us.
New customers. If you are new to Anyday, or if you haven't used your account actively for very long, you can place orders up to a maximum of 50.000 DKK using Flex.
Existing / Active customers: If you are an active customer with a positive payment history, your limit is higher.
Limit: Active customers can place orders up to 150.000 DKK using Flex.
Criteria: To automatically qualify for this higher limit, you generally need to have been an active customer for more than a month and have successfully paid off previous installments.