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I’m not sure what my 529 plan is, should I be using Backpack?

Backpack is for families with a 529 plan. Not sure if you have one? Ask a parent or guardian before signing up

Updated this week

Backpack is a special-purpose account designed to help student families with a 529 College Savings Plan make tuition and other education-related payments easily and securely.

If you're not sure what a 529 plan is, or you're trying to find out if you have one, you likely don’t need to create a Backpack account.

What to do next:

  • Ask a parent, guardian, or family member if a 529 plan was set up for you.

  • If no one is actively managing a 529 plan, you probably don’t need Backpack.

Backpack isn’t a general financial aid tool or student payment app, it’s made specifically for handling 529 plan and scholarship payments.

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