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Can I create a tuition payment before my 529 funds arrive?

Updated over a week ago

When you create a tuition payment, the school is notified straight away that your payment is in progress.

We recommend all Backpack users create a tuition payment even before their funds arrive in their Backpack account to give your University visibility that you’re actively looking to make a payment and securing your enrollment if you are approaching the payment deadline.

Create a pending tuition payment before your deadline

When you schedule a tuition payment, your school gives you up to 20 days to complete your payment through Backpack.

Here’s how your payment is protected:

  • Your school is notified as soon as you create the payment.

  • Payments are automatically complete the moment your 529 funds are deposited into your backpack account.

  • You’ll get email updates when funds are deposited into your Backpack account and again when it’s completed.

Tips for Peace of Mind

  • Track your payment status anytime in Backpack Dashboard → Transactions.

  • If a payment stays in Pending longer than expected, check the transfer status in your 529 plan or reach out to support.

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