Eligible Expenses are split into two categories (1) Tuition and (2) Non-Tuition Expense
Tuition Expense coverage pertains to direct educational costs like tuition fees. Tuition must be paid to a post-secondary Eligible Educational Institution after receipt of an invoice directly from that same Eligible Education Institution. Coverage for tuition expenses includes any transactions or expenses that are not directly billed as tuition, but are still invoiced and paid for through the same Eligible Educational Institution. For example, if Room and Board is billed through the Eligible Education Institution and included in the same invoice as tuition, it will be applied to your tuition expenses coverage limit.
Non-Tuition Expenses cover everything that can be deemed eligible that is not directly invoiced from your Eligible Education Institution. If included, your policy will provide distinct coverage amounts for these two categories. There are five categories of non-tuition expenses:
Housing - Room and board expenses for student housing (either on or off campus)
Food - Groceries bought while semester is in session. Alcohol and other banned substance do not qualify under any circumstances
Personal Computer - Computer, laptop or tablet to be used for education purposes
Books and supplies - Textbooks (bought or rented) for enrolled courses, and other education related supplies such as pens, notebooks, calculators etc.
Each category has its own coverage threshold, limited to the Cost of Attendance disclosure provided by the Eligible Education Institution for the Purchase Period. Upon purchase of the policy we will provide you with the thresholds for each category based on the Eligible Education Institution you provide.