When you set up Pre-Authorized Debit (PAD) payments with Chexy, we create a personalized digital deposit account for you, called your "Chexy Wallet." This account functions like a regular bank account, complete with unique account details including a transit number, institutional number, and account number.

You can use these details to set up PAD payments following your landlord’s usual process.

Each month, we’ll charge your credit card 4 business days before your rent is due, so the funds arrive in your wallet in time for your landlord to withdraw the funds on your rent due-date.

Here’s an example of what your unique account details will look like;