Terms and conditions
1. Overview
Chexy’s Black Friday Aeroplan Offer gives eligible users the ability to earn 1 Aeroplan Point for every $1 CAD spent on eligible new Chexy payments set up during the Offer Period, up to a maximum of 3,000 points.
By participating, you agree to these Terms and Conditions, as well as Chexy’s Terms of Use and Privacy Policy.
2. Offer Summary
Earn 1 Aeroplan Point per $1 CAD on eligible payments
Maximum of 3,000 Aeroplan Points per user
Applies only to new payments set up and activated during the Offer Period
Points will be awarded within 8 weeks after the Offer ends
3. Offer Period
The Offer runs from 12:01 AM EST on November 20, 2025 to 11:59 PM EST on December 1, 2025.
Eligible payment types
One-time payments
Must be set up and activated during the Offer Period
Can complete after the Offer Period, as long as they are completed by December 31, 2025
Recurring payments
Must be activated during the Offer Period
The first payment must complete within one month of activation
Must complete no later than December 31, 2025
Additional rules
Activation date must fall within the Offer Period
Payments created before or after the Offer Period do not qualify
Pending, failed, cancelled, reversed, or refunded payments are not eligible
A payment is considered “new” only if it adds a bill or payee not previously set up on Chexy
4. Eligibility Criteria
To earn Aeroplan Points through this Offer, users must:
Have a valid Aeroplan account linked to their Chexy account before or during the Offer Period
Set up and activate new payments during the Offer Period
Ensure those payments successfully complete before December 31, 2025
Meet all qualifying transaction requirements
Only payments for legitimate expenses in the user’s own name or business name qualify.
Fictitious, circular, fraudulent or those to banned payees are not eligible.
5. What Counts as a Completed Transaction?
A payment must reach the following system status to qualify:
e-Transfer: “Deposited”
PAD (Pre-Authorized Debit): “Withdrawn”
Bill Pay: “Sent”
One-Time Payment: “Sent”
Payments that are pending, failed, refunded, reversed, or disputed will not earn points.
Attempts to manipulate payment volume such as self-payments or duplicate payments may lead to disqualification or account suspension.
6. Point Calculation and Maximum
1 Aeroplan Point per $1 CAD spent on eligible payments
Maximum of 3,000 Aeroplan Points per user
Examples
$50 in eligible payments → 50 points
$3,000 in eligible payments → 3,000 points
$4,000 in eligible payments → 3,000 points (cap reached)
7. When Points Are Awarded
Aeroplan Points will be awarded within 8 weeks after the Offer Period ends
Payments must remain completed and undisputed until points are issued
Points will be deposited into the Aeroplan account linked at the time of award
Invalid, closed, or unlinked Aeroplan accounts may result in forfeiture
Points earned through this Offer will not appear in your Chexy dashboard until they are officially awarded.
8. General Conditions
Chexy may verify any transaction and disqualify suspected fraudulent activity
Duplicate or simulated payments may result in loss of eligibility
Chexy does not provide real-time status tracking
Final eligibility is determined after the Offer Period ends
Users are responsible for ensuring their payments meet the Offer terms
Chexy’s decisions regarding eligibility and point awards are final
Aeroplan Disclaimer
This Offer is not sponsored, administered, or endorsed by Aeroplan or Air Canada.
Aeroplan Points have no cash value
Aeroplan Points can only be redeemed under the Aeroplan Program Rules
Full Aeroplan terms: https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html
® Aeroplan is a registered trademark of Aeroplan Inc.
® Air Canada and the Air Canada maple leaf logo are registered trademarks of Air Canada, used under license.
By participating, users release Aeroplan, Air Canada, and affiliated parties from any liability related to the administration of this Offer.
TERMS AND CONDITIONS
Eligibility & Earning Points:
To be eligible to earn Aeroplan® Points with Chexy, you must:
Be an Aeroplan member (“Aeroplan Member”) and have an Aeroplan account in good standing (“Aeroplan Account”), all in accordance with the Aeroplan Terms and Conditions found here. If you are not an Aeroplan Member, you can visit the Aeroplan web site (aircanada.com/aeroplan) and enroll today. Membership is free.
Be a registered Chexy customer with a Chexy account in good standing (“Chexy Account”);
Add your Aeroplan number to your Chexy Account by following the prompts on the Chexy website or app. You can only add one Aeroplan number per Chexy Account at a time;
The Chexy Account of the Aeroplan Member must be in the Aeroplan Member’s name so that the name on the Aeroplan Account and the Chexy Account are the same person;
Use the Chexy platform to make qualifying payments in accordance with Chexy’s Terms of Use, including which payment categories are eligible as defined by Chexy;
Aeroplan Points earned through this Offer will be awarded within 8 weeks of the end of the Offer Period, provided the payments remain completed and are not reversed or disputed.
Aeroplan Points will be deposited into the Aeroplan account linked to the eligible user’s Chexy Account at the time of award. If the Aeroplan Account is not valid or active at that time, the Aeroplan Points may be forfeited.;
Once you’ve added your Aeroplan number to your Chexy Account, you can earn Aeroplan Points as described below. Only payments for legitimate expenses qualify for earning Aeroplan Points. Setting up payments where the recipient of the payment is the same as the originator, resulting in manufactured spend, are strictly prohibited. Chexy reserves the right to determine which payments are eligible.
This promotional offer (“Offer”) is made available by Chexy Inc. (“Chexy”, “we”, “our”, or “us”) and is subject to the following terms and conditions. By participating in this Offer, you agree to be bound by these terms, as well as the Chexy Terms of Use and Privacy Policy.
Points related to this promotion will not be displayed in your user dashboard until they’re awarded, which may take up to eight weeks after the promotional period ends. Users are responsible for tracking their own eligibility based on the terms and conditions above.
Any payments that appear to duplicate previously activated payments or show signs of being intentionally simulated to game the offer will be excluded from eligibility and may result in disqualification from the offer
Payments must remain completed (not reversed or disputed) until points are awarded.
Offer:
Eligible Chexy users can earn 1 Aeroplan® Point for every $1 CAD spent on eligible new Chexy payments set up during the Offer period, up to a maximum of 3,000 Aeroplan Points.
Offer Period:
The Offer is valid from 12:01 AM EST on November 20th, 2025, to 11:59 PM EST on December 1st, 2025 (the “Offer Period”). To qualify, users must set up new payments on Chexy during the Offer Period. Payments may be scheduled to complete after the Offer Period, provided they are processed no later than December 31, 2025. Payments set up outside of the Offer Period will not be eligible.
Additional Offer Details:
Have a valid Aeroplan number added to their Chexy Account prior to or during the Offer Period;
Set up and activate new payments not previously set up on Chexy during the Offer Period; and
Complete those newly set-up payments no later than December 31, 2025.
Any attempted circumvention of Offer rules (e.g., self-payments, duplicate payments, fraudulent activity) will render the user ineligible and may result in suspension or termination of their Chexy Account.
Users will earn 1 Aeroplan Point per $1 CAD spent on eligible payments during the Offer Period.
The maximum number of Aeroplan Points a user may earn through this Offer is 3,000 points.
For example:
$50 in eligible payments → 50 Aeroplan Points
$3,000 in eligible payments → 3,000 Aeroplan Points
$4,000 in eligible payments → 3,000 Aeroplan Points (maximum cap reached)
Chexy assumes no responsibility for late, lost, misdirected, or otherwise unprocessed payments due to user error, system failure, or other unforeseen circumstances.
This Offer is subject to all applicable federal, provincial, and municipal laws and regulations. Void where prohibited.
Qualifying Transactions: A payment is “completed” only when the system status is:
e-Transfer: “Deposited”
PAD (Pre-Authorized Debit): “Withdrawn”
Bill Pay: “Sent”
One-Time Payment: “Sent”
Pending, failed, or refunded transactions are excluded.
Adjustments (Errors) & Discrepancies
Chexy reserves the right, in its discretion, to add, remove, or correct any errors in the amount of Aeroplan Points issued to users at any time and for any reason, with or without notice. This includes but is not limited to:
(a) Aeroplan Points being erroneously earned or credited;
(b) payment processing issues; or
(c) Aeroplan Points earned at an incorrect rate.
In the event of a discrepancy, contact Chexy Support at smb@chexy.co or via our chat widget at https://intercom.help/chexyrent/en/. Discrepancies must be reported within 12 months of the transaction.
Where, in the reasonable opinion of Aeroplan, an Aeroplan Member has violated, or Aeroplan believes that an Aeroplan Member may have violated The Aeroplan Program Terms and Conditions, Aeroplan may, in addition to its other rights and remedies in the Aeroplan Program Terms and Conditions, at any time and in its sole discretion, take one or more of the following actions: (i) freeze the Aeroplan Account of any Aeroplan Member while Aeroplan investigates suspected activity on the part of that Aeroplan Member; and (ii) refuse to credit the Aeroplan Account of any Aeroplan Member, or debit the Aeroplan Account of any Aeroplan Member, including reversal of Aeroplan Points previously credited.
OTHER TERMS
Offers are non-transferable and are not redeemable for cash. Terms and conditions are subject to change without notice.
If an offer is not running as planned for any reason, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, pandemic or any other causes beyond the reasonable control of Aeroplan which corrupt or affect the administration, security or proper conduct of this offer, Aeroplan reserves the right at its sole discretion to, without advance notice, terminate or suspend the offer, in whole or in part, or modify it in any way. Aeroplan also reserves the right at its sole discretion to disqualify any individual from this offer and to ban the individual from any future offers that it finds or believes to be tampering with the process or the operation of this offer.
To the fullest extent permitted by law, Chexy, Aeroplan, and each of their respective affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, special, incidental, or consequential damages, or any loss of revenue, arising out of or in connection with this Offer.
Participation in this Offer constitutes acceptance of these Terms and Conditions, as well as Aeroplan’s Terms and Conditions. Chexy reserves the right to disqualify users or revoke eligibility if these terms are violated.
Aeroplan® is a registered trademark of Aeroplan Inc., used under license. This Offer is not sponsored or administered by Aeroplan Inc. or Air Canada, and neither Aeroplan Inc. nor Air Canada is responsible for the conduct or administration of this Offer.
If you have any questions regarding this Offer, please contact support@chexy.co.
