Chexy requires at least 3 business days between when we charge your credit card and when your payment is due. This ensures that the funds have sufficient time to settle before being issued to your payee.
🔹 If your payment is defaulting to next month, it likely means you missed the activation window for this month's payment.
How the Timing Works:
You must activate your payment at least 4 business days before your due date (by 12 PM EST).
We charge your credit card at approximately 5 AM EST, 3 business days before your due date.
On the due date, we release the payment to your landlord or service provider.
If you’ve recently set up your payment and expected it to go through this month, but it’s scheduled for the following month instead, this is likely why.