Yes! Chexy fully supports Interac Auto-Deposit. If your payee has Auto-Deposit enabled, their payment will be automatically deposited into their bank account as usual—no manual action is required on their end.
However, Chexy does not have a way to see whether Auto-Deposit is enabled for your payee.
💡 What This Means for You:
If your payee has Auto-Deposit enabled, they will receive the funds instantly, and they won’t need to manually accept the transfer.
If Auto-Deposit is enabled, you can ignore the security question and answer that is automatically generated during setup—it will not be used.
If Auto-Deposit is NOT enabled, your payee will need to manually accept the transfer by answering the security question.
Since Chexy cannot verify the payee’s Auto-Deposit status, we recommend checking with them in advance to avoid any delays in receiving the payment. 🚀