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Investing in real estate loans
Investing in real estate loans

Learn more about Concreit's investment strategy.

Gretchen Lirio avatar
Written by Gretchen Lirio
Updated over a year ago

Our primary focus for the Cash Flow strategy is providing loans to commercial real estate owners and developers. These loans are utilized for various purposes such as acquiring new properties, refinancing existing ones, or executing renovations. Structurally, our loans are similar to mortgages, requiring the borrowers to make monthly interest payments back to the fund, followed by the principal repayment.

For a deeper dive into our investments, head over to the 'Portfolio' section in the app. There you'll find details on what we've invested in, the reasoning behind each investment, and performance updates on the properties.

What safety measures come with investing with us?

At Concreit, we prioritize the safety of your investments. Each dollar you invest comes with an added layer of security, as it's over-collateralized by a minimum of 130% of the property's present market value. This acts as a safety net for your principal investment.

While it's our utmost hope and intent that loan defaults never occur, our claims on the properties serve as a safety net. This means that in the unfortunate event of a default, there is a high likelihood of recovering a substantial portion of the invested value.

What are the risks associated with real estate investing?

It's important to note that while we take every precaution to minimize risk, investing always comes with inherent uncertainties, and no guarantees of returns can be made. However, here at Concreit we believe our meticulously designed investment strategy offers a lower-risk avenue for those looking to diversify into real estate.

What other safety measures are in place?

As an RIA registered with the SEC, we are fiduciaries. This ensures that we always prioritize our clients' best interests. If you have any further questions about the safety and security of your investments with us, please don't hesitate to reach out for more information!

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