Adding money: Open the Pocket, tap Add funds (or Transfer), enter the amount, and confirm. Tap Schedule (top-right corner) if you want to set up automatic recurring deposits.
Withdrawing money: Open the Pocket, tap Withdraw (or Transfer back), enter the amount, and confirm. Funds land back in your main balance instantly.
All transfers between your main balance and a Pocket are internal, instant, and free — no fees either way.
Can I schedule deposits to a Pocket?
Yes! When adding money, tap Schedule in the top-right corner of the amount screen. Choose your frequency:
One-off — a single future transfer on a date you pick
Weekly — set a little aside each payday
Monthly — great for goals like a holiday or emergency fund
Every few months — handy for quarterly bills or seasonal costs
Yearly — perfect for long-term goals like a birthday fund or trip
Scheduled deposits = saving on autopilot.
Are there limits or fees for moving money in and out of a Pocket?
Nope — no limits, no fees. Move any amount, anytime, and it processes in moments.
Can I pay someone directly from a Pocket?
Not directly — Pockets are internal sub-accounts. Just move the funds back to your main balance first (takes a second), then pay as normal.
Do Pockets earn interest (Account Yield)?
Not right now — Pockets are just for organising your euros, so money in them doesn't earn yield.
Want to earn while you save?
Create a Savings Vault instead (same creation flow as a Pocket) — funds there are ring-fenced and earn yield automatically.
Prefer not to ring-fence anything?
Turn on Account Yield on your main account instead. Your balance earns 2% APY (Standard) or 4% APY (Premium/Native), and stays fully available to spend anytime.