Depending on your account type, investment amount, citizenship, country of residence, and other risk factors, our Compliance Team may request additional documentation to support your declared Source of Wealth (SOW) and Source of Funds (SOF).
These requirements are assessed on a case-by-case basis and are part of our obligation to meet international compliance standards.
Acceptable Evidence
This list outlines the types of documents accepted during Customer Due Diligence (CDD) reviews to support the declared Source of Wealth (SOW) and Source of Funds (SOF).
Please note that evidence not listed here is not acceptable, and our Compliance Team has full discretion to accept or reject a transaction or its supporting documentation. Transactions with pending CDD requirements will not be approved until all outstanding documentation has been reviewed and accepted.
Income from Employment
Copy of pay slip
Employer confirmation of annual salary
Bank account statement showing receipt of salary
Latest tax declaration if self-employed
Letter from employer confirming income, occupation, and business details
Property Sale
Contract of sale
Title deed from land registry
Written confirmation of sale signed by a legal professional (advocate or solicitor)
Sale of Shares or Investments (including withdrawals)
Sale contract
Evidence of shares or investments sold and sale value
Statement of account from investment agent
Transaction confirmation or receipt
Inheritance
Copy of will detailing the estate inherited
Grant of probate
Written confirmation of inheritance signed by a legal professional
Company Sale
Contract of sale confirming seller's identity and business details
Written confirmation from a legal professional (advocate or solicitor)
Company Profits / Dividends
Latest audited financial statements
Latest management accounts
Board of Directors’ resolution approving dividend
Latest dividend distribution letter
Latest tax declaration form
👉 When using company profits or dividends as a source, supporting documents must clearly confirm the client's shareholding or entitlement
Divorce Settlement
Written confirmation from a legal professional
Original or certified copy of a court order
Lottery / Gambling Win
Written confirmation from the lottery or gaming company
Winning receipt or copy of the cheque
Gift
Written confirmation from the benefactor, confirming the nature and value of the gift
If you're unsure which documents apply to your case, please consult with your financial adviser or contact our Compliance Team.