Our CDD guidelines are aligned with the Guernsey Financial Services Commission (GFSC) Handbook on measures against money laundering and terrorist financing (AML/CTF).
Standard CDD for all accounts requires applicants to present a valid proof of identity (POI) and a valid proof of address (POA).
🪪 Proof of Identity (POI)
Your POI document must meet the following requirements:
Valid and issued within the last 10 years
Must clearly show:
ID number
Date and place of birth
Nationality
A clear photo
🌐 Proof of Address (POA)
Your POA document must meet the following requirements:
Issued within the last 3 months
Accepted documents include:
Water, gas, electricity, or landline phone bill
Bank or credit card statement
Shared expense invoice (if it clearly shows your name and address)
❌ Not accepted: Internet, mobile phone, or similar service invoices.
🔍 Additional CDD documents
Depending on the client’s country of residence, profession, source of wealth (SOW), source of funds (SOF), and other factors, additional information and supporting documents may be required.
🛟 Our CDD Guidelines are designed to help you understand what needs to be included when submitting a new account application. We recommend reviewing them carefully to ensure a smooth onboarding process.
Please note that:
We reserve the right to accept, reject or classify any client as High Risk.
Clients classified as High Risk will always require supporting SOW/SOF evidence.
These guidelines may change at any time as per new updates to the GFSC Handbook, international guidelines and new directives.
By uploading documents to our platform, advisors are required to comply with the Suitable Certifiers Guidelines and agree with our Terms of Use.
Legal entities applying for an account must also complete the FATCA & CRS Self-Certification Form.
If you have any questions regarding a specific application or transaction, please contact our Compliance or Account Services departments and they will be happy to assist you.