Emerge is built for teens and adults who are ready to take charge of their own money. To keep you safe and to meet our legal and card-issuer requirements, you need to be 13 or older to open an Emerge personal account.
Why 13?
Your own card and account
You get a Mastercard debit card and an account in your name. At 13, you are old enough to accept our terms and use your card independently.Security and identity checks
We verify who you are to protect your money and prevent fraud. From 13, you can complete the required ID checks yourself.Designed for independent use
Emerge is set up for teens and young adults who want more freedom, control, and smart tools to manage day-to-day spending.
Under 13?
Start with SquareOne. It is the perfect first step on your money journey, with parent controls and tools that help families learn and build good habits together. Have a chat with your parents to see if SquareOne is right for your family.
Turning 13 soon?
Amazing. When you are ready, you can move from SquareOne to Emerge. We will guide you through it so you can be up and running fast.
If you have any questions, reach out to our team. We are here to help.