How do you determine which accounts will be negotiated first?

We have worked with our clients to settle over $450 million in debt. We use all of that experience, along with data and knowledge of your particular creditor mix to decide which creditors to tackle first. With some creditors, it is better to negotiate offers early in the program. With others, it is better to wait a bit longer for the lowest possible settlement. Sometimes, it is even better to work with third-party collectors. Of course, it is important that you make your monthly drafts on time in order to save the funds required to settle the debt at the right time.