Regrettably, Bits is not a savings account. The monthly payment you make is a fee for our credit building service and is non-refundable (though if you cancel within the first 14 days you will get a full refund).

We understand that some other credit-building products allow you to withdraw your funds at the end of the term. These products operate as loans that you repay, enabling them to return your funds at the conclusion. You should know though that Bits is not a loan, and it does not work like this.