You will earn 2 Max Miles per SGD spent on your first S$1,000 spent each calendar month, and 0.4 Max Miles per SGD thereafter on relevant MCCs.
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From 1 March 2025, Max Miles earned on valid transactions will be calculated on a transaction basis and rounded up to the nearest 1 decimal point. Transactions below $0.50 will not earn Max Miles on the Chocolate card.

Example: If you make a payment of S$8.44 with a merchant with a non-blacklisted MCC, you would earn 8.44 * 2 = 16.9 Max Miles (rounded up from 16.88).

The S$1,000 bonus spend cap applies at a account level, so linking a different or multiple Chocolate Finance cards to your current HeyMax account will not reset the bonus spend cap.