At the moment, the Kernel KiwiSaver Plan is only available to people aged 18 and over.
We're exploring options for younger KiwiSaver members and may have more to share later in 2026.
In the meantime, you can invest for your child through a Kernel kids investment account. These accounts invest in the same underlying funds available through the Kernel KiwiSaver Plan, so your child can start investing now.
To get started, open a Kernel child account online by selecting "Get started" on the Kernel website.