Yes, you can customise your KiwiSaver balance using a mix of the Kernel funds.
When joining the Kernel KiwiSaver Plan, you will select how you would like your balance to be allocated (either towards one diversified fund or customised, to a mix of the Kernel funds).
You can choose to split your KiwiSaver balance across different funds by setting percentage amounts. These percentages will determine how both your existing balance (when transferred) and any future contributions are invested.