With instant transfers, you can send money to other bank accounts within a few seconds. Transfers are processed 24/7, including weekends and public holidays.
Costs for instant transfers
Instant transfers do not incur any additional fees.
Once you exceed the number of free transactions included in your plan, the following fees apply:
0.15 EUR per transaction for old plans (Free, Premium, Bookkeeping)
0.40 EUR per transaction for current plans (Free, Start, Plus)
Instant transfers within Solaris SE
If the recipient also holds an account with Solaris SE, you cannot select an instant transfer separately.
In this case, the transfer is processed as an internal transfer and is automatically completed in real time.
Why an instant transfer may not be available
If an instant transfer cannot be completed, this is not necessarily related to your account. Possible reasons include:
Bank-specific limits: Each bank sets its own maximum amounts for instant transfers, partly to reduce fraud.
Recipient bank restrictions: Not all banks accept instant transfers for every amount or at all times.
Technical limitations: Temporary restrictions at individual banks or within banking systems.
Your outgoing instant transfer limit
By default, your account has an outgoing instant transfer limit of 10.000 EUR.
The limit can be increased up to 100.000 EUR.
You can change this at any time in the mobile app under
Settings → Security → Instant transfer limits
Good to know
If the instant transfer option is not displayed, please make sure you are using the latest version of the app.