SEPA Instant Transfers
The booking is done in real time.
However, it may be the case that the receiving bank does not support SEPA instant transfers. In that case, this type of transfer is not possible.
Transfers may also be delayed if they need to be reviewed due to SEPA banking regulations.
Standard SEPA Transfers
Standard SEPA transfers are usually completed within a maximum of two business days.
If the transfer is made shortly before a weekend or public holiday, the processing time may extend to up to three business days.
Incoming Transfers from Outside the SEPA Area
Solaris SE, the account-holding institution, is part of the Target2 system. This system processes transfers from non-SEPA countries.
Solaris SE can be reached via the BIC SOBKDEBBXXX.
These transfers take longer than SEPA transfers and may incur higher fees.
The sender of the transfer decides whether they, the recipient, or both parties will bear the costs.
Incoming SWIFT transfers can take up to ten business days to arrive.
Outgoing Transfers to Non-SEPA Countries
This type of transfer is not supported.
What is a “Bank Working Day”?
A bank working day refers to a day on which banks are normally open and conduct banking transactions.
Usually, a bank working day corresponds to regular weekdays — Monday to Friday — that are not public holidays.
Why hasn’t my transfer arrived?
In this case, the sending bank can initiate a trace request to investigate the issue.