🦷 Dental coverage in Lassie health and surgery insurance
We know that your pet’s overall health includes the health of their teeth and jaw. Lassie’s health and surgery insurance packages provide coverage for a variety of tooth-related issues. However, certain terms and exclusions apply.
💡 Want to get a head-start on your pet's dental care?
You can find a lot of helpful courses and videos related to dental care for free in our Lassie App, including the option to have your pet's dental health assessed as part of the Dental Challenge!
✅ What dental treatments are covered by Lassie insurance?
🪥 Preventive dental care and tooth cleaning
Regular preventive dental care aims to support ongoing dental hygiene and can reduce the risk of disease or other complications. Lassie’s preventive budget can be used for:
Purchasing toothbrushes and toothpaste for your pet from the vet
Professional tooth cleaning performed by a veterinarian, including cleaning performed under anesthesia
🤕 Tooth diseases and injuries
Lassie insurance covers treatment for dental diseases and injuries, as long as they are not otherwise excluded. Covered conditions may include:
Broken or fractured teeth
Periodontal disease
Gingivitis and other inflammatory dental conditions
❌ What dental treatments are not covered by Lassie insurance?
📅 A waiting period for FORL coverage
For cats, there is an 18-month waiting period for FORL (Feline Odontoclastic Resorptive Lesions) starting from the insurance activation date.
Important details:
If your cat shows signs or symptoms of FORL before the start of insurance or during the 18-month waiting period, any treatments or operations related to FORL will not be covered.
This exclusion applies even if the treatment or operation occurs after the waiting period ends.
⚠️ Other exclusions
According to paragraph 4.h. of the insurance terms, the following are excluded from coverage:
Cosmetic dental treatments and corrections
Preventive dental treatments beyond the preventive budget
Dentures or dental prosthetics and related examinations
Surgeries or treatments for tooth or jaw anomalies
This means that treatments for persistent milk teeth, as well as dental treatments that are not exclusively pain-relieving, dentures, fillings and treatments or operations for tooth or jaw anomalies are currently not included in the insurance coverage.
ℹ️ Please note that other exclusions may also apply. For example, dental conditions are also not covered if they are pre-existing or occur during the general 30-day waiting period. Please refer to paragraph 4 of Lassie's insurance terms and conditions for a full understanding of exclusions from coverage.