Does the deductible affect the price of my insurance?

With a 20% deductible, we cover 80% of the reimbursable costs in the event of a claim, which means your insurance premium will be lower.

With a 40% deductible, we cover 60% of the reimbursable costs per claim, resulting in an even lower premium.

With a 0% deductible, we cover 100% of the reimbursable costs per claim, meaning we pay out a higher amount—but this also comes with a higher insurance premium.