At Lassie, the following waiting periods apply, starting from the beginning of the insurance:
In case of accident: 48 hours. No reimbursement is made for accident expenses incurred during the 48-hour waiting period.
In case of illness: 30 days. Illnesses that occur or for which symptoms first appear during the 30-day waiting period are considered pre-existing conditions and are not covered by the insurance (as they are subject to exclusions under Section 5 of Lassie’s general terms and conditions).
In case of preventive action (as part of the optional preventive budget): 0 days. There is no waiting period for reimbursement of expenses related to the preventive budget as detailed in section 4.4.
In case of cruciate ligament rupture: 120 days.
In case of surgery after an illness: 120 days.
There is a special 12-month waiting period from the start of the insurance for the following diseases:
Degenerative bone and joint diseases (e.g., Osteochondritis dissecans (OCD), Osteoarthritis)
Hip dysplasia (HD)
Elbow dysplasia (ED)
Brachycephalic syndrome
Patellar luxation (dislocated kneecap)
Eyelid abnormalities (Entropion, Ectropion, Nictitating gland prolapse)
Chronic gingivostomatitis in cats
⚠️ WARING : ANY DISEASES FOR WHICH THE FIRST SYMPTOMS APPEAR BEFORE OR DURING THE WAITING PERIOD WILL NOT BE COVERED.
For a puppy/kitten insured before the age of 120 days with Lassie without interruption, the insurance applies immediately without any of the waiting periods mentioned above, provided the Lassie health certificate is submitted with no remarks on the health of the insured animal and sent within 10 days after subscribing to Lassie insurance (the certificate must be completed after subscription).
You now know everything about our waiting periods 🐶🐱💙🐾!
Feel free to contact us via the chat in your Lassie app or on our website www.lassie.fr or by email at contact@lassie.fr if you have any questions. 🐶🐱💙🐾