Both.
Once your application has enough detail for matching to run, the AI screens the deal against the network and surfaces the lenders that fit, ranked, with a reason shown alongside each match. See the matchmaking questionnaire article below for what it needs before it can run.
Click through the walkthrough above to see matching run, then read on for the part you control.
You stay in control of the final call. You review the matched lenders and select which ones to actually submit to, and you can select several at once. You are not locked into the AI's picks, so if you have a reason to pursue a particular lender, you can. The AI narrows the field; you make the decision.
Related
What does the matchmaking questionnaire ask, and what happens if I skip questions?. The inputs the AI screens against.
Are the lender matches ranked by best fit, or is it just an alphabetical list?. How to read the ranked list you get back.
What do the green border (or checkmark) and red X next to each matched lender mean?. The signals to check before you pick.
How many lenders should I apply to at once?. How many of the matches to select in one go.
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