Both. The AI does the heavy lifting: once your application has enough info, it screens the deal against the network and surfaces the lenders that match, ranked by fit, with a reason for each. You stay in control of the final call. You review the matched lenders and select which ones to actually submit to, and you can select several at once. You are never locked into the AI's picks, so if you have a reason to pursue a particular lender, you can. The AI narrows the field; you make the decision.
Does the AI find the right lenders automatically, or do I pick them myself?
lender-matching · NEW · Granola FAQ mining 2026-06-09
Written by Cohen Nagel