Which documents are required versus just suggested for a submission?

You control which documents are required. In Settings, Request Packs, Client Intake, the Documents tab lets you check which files clients must upload, and checked items become required. Each lender also has its own list of required documents shown on their profile, and Levr attaches the required docs to the application automatically when you select that lender. A good practice is to start with a lighter set, often an ID and a few months of bank statements, then collect more as specific lenders request it.