How It Works
1. Split Rent Request:
When you click “Split my rent,” Livble processes rent payments at 2 PM ET on business days. If you submit your request after this time, your payment will be scheduled for the next business day at 2 PM ET. Weekends and holidays may cause additional delays.
Please note: At this stage, your rent has NOT been paid.
2. Pending Status:
If your rent payment is delayed, it will appear as “Pending” in the app until it’s processed during the next payment cycle.
3. First Installment Debit:
After Livble pays your rent, your first installment (downpayment) will be immediately debited from your bank account.
FAQs
What does “Pending” mean on my dashboard?
It means your rent payment is scheduled for the next payment cycle at 2 PM ET on the next business day.
Why wasn’t my rent paid immediately?
Rent payments are processed once a day between 2 and 3 PM ET. If your request was submitted after this time, it will be scheduled for the next business day.
How does Livble handle late fees?
If a late fee is incurred during the delay, it will be added to your total loan amount and included in your downpayment. Make sure your account has enough funds to cover this.
Can I view or change my pending plan?
You can view your plan anytime in the Livble app. While you can’t change a scheduled plan, you can cancel it and start a new split-rent request by contacting support!
What happens if my delayed split rent is scheduled outside of the rent window?
Livble’s rent window ends on the 5th of the month. While extensions are available, financing options may change after the rent window closes. However, if your split-rent request was scheduled before the extension, we’ll honor the original terms, including downpayment and installment amounts.
Tips to Avoid Delays
Ensure sufficient funds are available at the time of your scheduled payment.
The full downpayment amount, any late fees incurred during scheduling, and processing fees ($5–$10) must be covered. Consider these factors when preparing your account balance.
Split rent early—before the 1st—to avoid processing fees, reduce stress from potential delays, and prevent late fees.
Submit your split-rent request before 2 PM ET on business days to ensure same-day processing.
Check your account connection regularly to avoid payment interruptions.