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Why Was My Rent Payment Delayed?

Rent payment delays occur if requests are made after 2 PM ET or on weekends/holidays; submit early to avoid increased loan prices.

Tony avatar
Written by Tony
Updated over 2 weeks ago

🟢 Why Was My Rent Payment Delayed?

Your rent payment may be delayed if your split-rent request was submitted after 2 PM ET on a business day, or during weekends and holidays. In such cases, the payment is scheduled for the next business day’s 2 PM ET processing window.


📘 Detailed Explanation

🕒 Split Rent Request Timing

  • Livble processes rent payments at 2 PM ET on business days.

  • Requests submitted after this time, or on weekends/holidays, are scheduled for the next business day’s 2 PM ET window. At this stage, your rent has not been paid yet.

⏳ Understanding “Pending” Status

  • A “Pending” split-rent status indicates your rent payment is scheduled for the next payment cycle at 2 PM ET on the next business day.

  • If your first installment shows as “Pending,” it means Livble has already paid your rent and is processing the debit from your bank account.

💳 First Installment Debit

  • Once Livble pays your rent, your first installment (down payment) is immediately debited from your bank account, along with your loan fee (prices may vary).

  • This payment secures your loan and initiates the rent payment process.

⚠️ Important Considerations

  • Splitting rent after the 1st may result in a higher loan price.

  • If a late fee is incurred during the delay, it will be added to your total loan amount and included in your down payment.

  • If a late fee is present on your ledger before a split-rent delay, you will not be eligible to split rent that month.

  • Livble’s rent window ends on the 5th of the month. While extensions are available, down payment amounts may change after the primary rent window closes.


✅ Tips to Avoid Delays

  • Submit your split-rent request before 2 PM ET on business days to ensure same-day processing.

  • Split rent early - before the 1st -to avoid potential increases in loan price.

  • Ensure sufficient funds are available at the time of your scheduled payment to cover the full downpayment amount and any late fees incurred during scheduling.

  • Check your bank account(s) connection(s) regularly to avoid payment interruptions.

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