🟢 How Much Does Livble Cost?
Livble offers flexible rent-splitting with clear, predictable pricing. Your origination fee depends on when you split your rent and whether you do it during split-rent business hours or after hours
💵 Origination Fee Basics
Split early (by the 1st) → lowest fee.
Later in the Rent Window → higher fee.
After business hours → add $10 Instant-Split fee if you want rent paid right away.
⏰ Split-Rent Business Hours
Monday–Friday, 6 AM–3 PM ET
Payments leave Livble between 2–3 PM ET on business days.
These are bank network hours, not Support hours (Support is Mon–Fri, 7 AM–7 PM ET).
📊 Pricing Table
Split Rent Date | During Business Hours | After Hours — Scheduled | After Hours — Instant |
By 11:59 PM PT on the 1st | $30 | $30 | $40 |
2nd or 3rd | $35 | $35 | $45 |
4th onward | $40 | Not available* | $50 |
Scheduling after hours isn’t offered on the 4th or later — to protect you from late fees.
⚠️ Late Fee Policy
A $15 late fee is charged if your balance remains unpaid for 45 days after the loan origination date (i.e., after a 15-day grace period from the 30-day due date).
Outstanding Balance: Late fees only apply if you have an unpaid balance. If you clear your balance by the 45th day, no late fee will be charged.
To avoid late fees, ensure all payments are completed within 30 days of splitting your rent.
❓ Frequently Asked Questions about Late Fees
How much is the late fee if my installment is past due?
The late fee is $15 for an overdue balance, regardless of the amount.Will a late fee still be charged if I clear my balance by the 45th day?
No, a late fee is only charged when your balance remains unpaid 45 days past your split date.
✅ Best Practices
Split Early: Aim to split your rent by the 1st to minimize fees.
Ensure Funds: Confirm your bank account has sufficient funds when you initiate the split.
Use Instant-Split if it’s close to late-fee deadlines.
Stay Informed: Monitor your payment schedule and reach out to Livble Support if you anticipate any issues.