80 days before your physical card expires, you will receive a notification in your app informing you of the upcoming expiration.

From the time you receive this message, you will have 13 days to respond. The message can be found at the top of your app and will be visible every time you log in during those 13 days — so you won’t accidentally dismiss it.

If you decline a physical card, it will no longer be usable after its expiration date.

Of course, you can still use digital cards in the same way as always.

We recommend this for several reasons.

The digital card is the safer option, as it changes the CVC code every hour. This makes it nearly impossible for others to misuse your payment information, as it frequently updates. Additionally, by opting for a digital card, we help the planet by reducing resources used for transport and plastic.

And, of course, it’s incredibly difficult (actually impossible) for someone to steal a digital card from your pocket.