If you are a member of the Trillium Drug Program, it's essential to understand how your Health Spending Account (HSA) factors into your coverage. The Trillium Program provides prescription drug coverage to Ontario residents, but there are specific guidelines to follow when you have private insurance, including an HSA.
How an HSA Affects Your Trillium Deductible
An HSA is considered “private coverage,” meaning any reimbursements you receive for prescription costs through your HSA cannot be applied to the Trillium deductible. Since you're not paying out of pocket for those prescription costs (they are reimbursed by your HSA), they don’t contribute toward your deductible.
Only after all private coverage and your HSA funds are exhausted will your out-of-pocket costs count toward your quarterly Trillium deductible.
Reporting Your Coverage to Trillium
As a Trillium Program member, you must report all types of insurance and coverage you have, including any health spending accounts, like myHSA. Failure to disclose this information could impact your eligibility or the deductible calculation.
Requesting Proof of Exhausted HSA Coverage
If you need to report to Trillium that your HSA funds have been fully used, myHSA can provide a letter confirming that your coverage has been exhausted. You can easily request this by reaching out to our support team at support@getmyhsa.com.
Important Reminder
While myHSA can supply documentation and information regarding your HSA usage, we are not authorized to provide official advice on how to manage your Trillium coverage. It’s always best to refer to the Trillium Program Guide or contact Trillium directly if you have specific questions. You can access the Trillium guide and more information here: Trillium Drug Program Guide.