When most people think about prescription eyewear, glasses are the first thing that comes to mind. But did you know that your Health Spending Account (HSA) covers much more than just traditional prescription glasses? That's right—if your eyewear is designed to correct vision and comes with a prescription, it could be eligible for reimbursement through your HSA. This includes not only prescription glasses but also specialized options like ski goggles, swim goggles, and other prescription corrective eyewear!
What Qualifies as Eligible Prescription Eyewear?
To be eligible under your HSA, the key is that the item must serve a medical purpose, specifically to correct vision. Here are some examples of what qualifies:
Prescription Glasses: This includes single-vision, bifocals, trifocals, and progressive lenses.
Prescription Sunglasses: Whether you're driving or lounging at the beach, these provide both vision correction and sun protection.
Prescription Ski Goggles: Perfect for shredding the slopes while maintaining crystal-clear vision.
Prescription Swim Goggles: Keep an eye on the competition or the underwater scenery with goggles tailored to your prescription.
Prescription Diving Masks: Ideal for scuba divers who need clear underwater vision.
Specialty Eyewear: This could include prescription safety glasses, sports goggles, or computer glasses designed to reduce eye strain.
What’s Required for a Claim?
To ensure your claim is approved, make sure to include the following when submitting your prescription eyewear expenses:
A Prescription: A valid prescription from an optometrist or ophthalmologist.
An Itemized Receipt: The receipt should clearly state the type of eyewear purchased, the cost, and proof of payment.
Your Name: Ensure the prescription or receipt includes the name of the patient for whom the eyewear was prescribed.
Why It Matters
Corrective eyewear is about more than just style—it’s about improving your quality of life. Whether you're tackling everyday tasks, taking on extreme sports, or diving into new adventures, clear vision is essential. That’s why it's so important to understand your HSA benefits and take full advantage of the eligible items available to you.
Tips for Success
If you're purchasing specialty eyewear like ski or swim goggles, confirm with the provider that the product is tailored to your prescription.
Keep all your documentation handy in case further clarification is required during the claims process.
Don't forget to check your benefit year deadlines so you can make the most of your HSA allocation.
Prescription eyewear comes in many forms, and so does eligibility under your HSA.
Beyond the traditional glasses, your benefits can cover prescription goggles, masks, and other corrective items designed to fit your lifestyle. So, whether you’re hitting the slopes, exploring underwater worlds, or just catching up on some reading, your HSA has you covered—literally!
If you have any questions about your HSA coverage or how to submit a claim, feel free to reach out. Clear vision is just a claim away!