With the rise of online orthodontic treatments such as AlignerCo, SmileDirectClub, and Byte, more people are exploring affordable and convenient ways to straighten their teeth. These services offer remote orthodontic care by licensed professionals, which has revolutionized the industry. But one question often arises: Are these treatments eligible under a Health Spending Account (HSA)? The answer is yes—as long as specific conditions are met.
Eligibility Under an HSA
Health Spending Accounts (HSAs) are designed to cover medical expenses, including orthodontic treatments, as defined by the Canada Revenue Agency (CRA) or similar guidelines. Online orthodontic treatments fall under the umbrella of eligible expenses provided they meet the following criteria:
Professional Oversight: The treatment must be overseen by licensed orthodontists.
Documented Credentials: The name and credentials of the supervising orthodontist must be clearly listed on the treatment plan or receipts provided by the company.
Proof of Payment: As with all HSA claims, you must submit receipts or invoices that include the patient’s name, the provider’s details, the service date, and the cost of treatment.
Why Online Orthodontic Treatments Qualify
Traditional orthodontic care typically involves in-person visits, but the core of the treatment—the alignment of teeth—remains the same whether conducted in-office or remotely. Online providers use advanced technology, such as 3D imaging and clear aligners, to deliver effective results under professional supervision. As long as the treatment plan adheres to the required standards, it is eligible under an HSA.
Tips for Submitting Online Orthodontic Treatment Claims
To ensure your claim for online orthodontic treatment is approved, follow these steps:
Verify the Provider’s Credentials: Check that the company employs licensed dental professionals, and that their credentials are included in the documentation you receive.
Retain All Documentation: Save your treatment plan and receipts for your claim
Submit Complete Claims: When submitting your claim, include all required information, such as:
Patient’s name
Description of the service (e.g., orthodontic treatment)
Date of service
Name and credentials of the supervising professional
Proof of payment
Request Assistance if Needed: If you’re unsure about your claim’s eligibility, consult with us for guidance at adjudicator@getmyhsa.com
Final Thoughts
Online orthodontic treatments offer a modern, accessible approach to achieving a straighter smile. The good news is that these treatments are eligible under an HSA, just like traditional orthodontic care, as long as they meet the necessary criteria. By ensuring that your treatment plan is supervised by licensed professionals and keeping thorough records, you can confidently submit your claims and enjoy the benefits of affordable dental care.
For further questions about HSA eligibility or orthodontic treatments, reach out to us at adjudicator@getmyhsa.com!