The service date on your HSA claim refers to the exact date* when the service or treatment was provided, not the date you paid for it or received the receipt.
For example:
If you visited a chiropractor on January 15th, but paid for the session on January 20th, the service date you enter on your claim should be January 15th.
If you attended a therapy session that spanned multiple days, such as a program or package, use the final service date or the date specified on your receipt.
TIP : *If you put the correct service date, it's more likely that your claim will be adjudicated quickly as it will not be flagged for a second look or adjustment
Why is the Service Date Important?
The service date determines which benefit year the expense falls into. This is especially crucial if your claim is near the end of your benefit year or within your grace period.
Helpful Tips:
Single Expense Submission: Use the service date of the single receipt or invoice being submitted.
Grouped Receipts Submission: Use the earliest date of service among the grouped receipts as the claim's service date.
Accurate service dates help ensure your claims are processed smoothly and align with your plan’s rules.