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Are Employees with an HSA Eligible for the Canadian Dental Care Plan (CDCP)?

What You Need to Know About HSAs and the CDCP

Hailey Dirk avatar
Written by Hailey Dirk
Updated over a week ago

The Canadian Dental Care Plan (CDCP) was introduced to expand access to dental care for Canadians without existing coverage. Under CDCP rules, an HSA that reimburses dental expenses is considered dental coverage.

That means employees with access to an HSA providing dental coverage are not eligible for the CDCP.

If the HSA excludes dental coverage, however, then it is not considered access to dental care, and employees could qualify for the CDCP—assuming they meet the federal program’s other criteria.

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