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Is Pre-natal Genetic Testing Eligible under an HSA?
Is Pre-natal Genetic Testing Eligible under an HSA?

Prenatal Genetic Testing, NIPT, and ultra-sounds - are these eligible expenses?

Danielle Constantine avatar
Written by Danielle Constantine
Updated over 11 months ago


​Before reading ahead, check your "List of Covered Items" to see if you have the category: "Procedures and Treatments - Tests" available. If you do not have this category, please reach out to live chat to determine if your plan allows these items.

The main factor determining the eligibility of any pre-natal testing expenses under an HSA is whether the testing is prescribed or requested by a medical practitioner. If the testing is prescribed or requested by a doctor who is checking in on the health of the mother or fetus, it is an eligible expense.

If it is elective, and being sought by the parents privately without a prescription, it is not eligible. (This includes pre-natal ultrasounds as well)The receipt must show that the testing was prescribed or requested by a qualified medical practitioner. Additionally, the receipt should include the testing practitioner’s name and credentials.

As always, you can reach out to support@getmyhsa.com or via live chat if you would like extra clarification on this!


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