At myHSA, we aim to provide you with clear and helpful information on how to make the most of your Health Spending Account (HSA). One area that might come up is the coverage for wigs. Here’s everything you need to know about claiming a wig under your HSA.
Eligibility for Wigs
Wigs can be a covered expense under your HSA, but there are specific criteria you need to meet to ensure your claim is approved. Here’s what you need to know:
Medical Necessity: Wigs are eligible for coverage if they are needed for medical reasons. This typically applies to individuals who have experienced hair loss due to various conditions or treatments. Common reasons for needing a wig include:
Cancer Treatment: Chemotherapy and radiation can cause significant hair loss.
Alopecia: An autoimmune disorder that causes hair loss.
Injury: Accidents that result in hair loss.
Gender Affirmation: As part of the gender affirmation process.
Prescription Requirement: To get coverage for a wig, you must obtain a prescription from a healthcare professional. The prescription must clearly state that the wig is necessary for medical reasons. This prescription is essential to support your claim. Here is a link to what needs to be included in the prescription letter:
Category: When submitting your claim, make sure to select the category "Wigs - for a person who has suffered abnormal hair loss because of a disease, accident, or medical treatment."
How to Make a Claim
Here’s a step-by-step guide on how to claim a wig under your HSA:
Visit Your Healthcare Professional: Schedule an appointment with your healthcare provider to discuss your need for a wig. Ensure that they provide you with a prescription that clearly states the medical necessity of the wig.
Purchase the Wig: Once you have the prescription, purchase the wig from a retailer of your choice. This can be online or in person. Keep the receipt and any other documentation provided at the time of purchase.
Submit Your Claim:
Log into Your Account: Access your myHSA account.
Upload Documents: Submit the prescription from your healthcare professional and the receipt from your wig purchase.
Provide Details: Include any additional information required, such as the date of purchase and the amount paid.
Select the Right Category: Choose the category "Wigs - for a person who has suffered abnormal hair loss because of a disease, accident, or medical treatment."
Submit your claim!
Wait for Approval: Once your claim is submitted, our team will review the documentation. If everything is in order, your claim will be approved within 1-3 days, and you’ll be reimbursed the following Wednesday or Friday after approval.
Ensure that your specific HSA plan covers wigs as a medical expense. If you’re unsure, our support team is here to help you verify your coverage.
Need Assistance?
If you have any questions or need further support with your claim, don’t hesitate to reach out to us via live chat or email at support@getmyhsa.com. We’re here to help make the process as seamless as possible.
At our benefits platform, we are committed to supporting your health and well-being. We know that having an HSA for necessary medical expenses, like wigs, can make a big difference.