At myHSA, we understand that creating a supportive environment for LGBTQ+ employees is essential for fostering an inclusive workplace. With myFlexplan, your employees have the flexibility to allocate their funds between their Health Spending Account (HSA) and Wellness Spending Account (WSA), ensuring comprehensive support for LGBTQ+ initiatives. Here’s how myFlexplan can make a difference.
Gender Affirming Medical Services
Gender affirmation is a critical aspect of support for many LGBTQ+ individuals. myFlexplan provides the necessary flexibility to cover a wide range of gender-affirming services:
Hormone Therapy: Employees can use HSA funds for hormone treatments (estrogen or testosterone therapy) necessary for their transition, provided they have a doctor's letter confirming the diagnosis of Gender Dysphoria and the medical necessity of the treatment.
Surgeries: HSA funds can cover various surgeries such as top surgery (mastectomy or breast augmentation), bottom surgery (phalloplasty, metoidioplasty, vaginoplasty), facial feminization or masculinization surgery, and voice surgery. A doctor’s letter confirming the medical necessity is required for these claims.
Hair Removal: Permanent hair removal treatments, including laser hair removal and electrolysis, are eligible under HSA if accompanied by a doctor’s letter.
Coverage for Counseling and Therapy Sessions with Your HSA
Access to counselling and therapy sessions is a crucial part of this support, and our Health Spending Account (HSA) provides inclusive coverage for these services. This initiative is particularly significant for LGBTQ+ members who may seek mental health support for a range of personal and identity-related issues.
Individual Therapy: Access to licensed mental health professionals for personalized therapy sessions.
Couples Counseling: Support for couples, including same-sex couples, to strengthen relationships and address challenges.
Family Therapy: Assistance for families navigating complex dynamics, including those with LGBTQ+ members.
Group Therapy: Participation in therapeutic group sessions to foster community support.
Specialized Therapy: Access to therapists who specialize in LGBTQ+ issues, trauma, anxiety, depression, and more.
By offering these comprehensive mental health benefits, we ensure that all employees, regardless of their sexual orientation or gender identity, have the support they need to maintain their mental well-being. Your privacy and confidentiality are always respected, and we are here to assist you every step of the way.
Inclusive Fertility Treatment
Fertility treatments are an important part of this support, and our Health Spending Account (HSA) provides inclusive coverage for these services. This initiative is especially significant for LGBTQ+ members who may seek fertility treatments as part of their family planning journey.
In-Vitro Fertilization (IVF): Comprehensive coverage for IVF procedures.
Intrauterine Insemination (IUI): Support for IUI treatments.
Fertility Medications: Coverage for necessary fertility drugs.
Egg and Sperm Donation: Inclusion of costs associated with donor eggs and sperm.
Surrogacy-Related Medical Expenses: Coverage for medical expenses related to surrogacy.
By offering these inclusive benefits, we ensure that all employees, regardless of their sexual orientation or gender identity, have the support they need to build their families. Your privacy and confidentiality are always respected, and we are here to assist you every step of the way.
Wellness and Support Programs
Beyond medical needs, non-medical gender affirmation services play a vital role in supporting LGBTQ+ employees. myFlexplan’s WSA offers coverage for these essential services:
Hair Appointments: Employees can use WSA funds for haircuts, styling, and colouring to help achieve their desired gender expression.
Eyebrow Appointments: Shaping and tinting services are covered, helping employees feel more aligned with their gender identity.
Vocal Speech Lessons or Therapy: Sessions to modify voice pitch and resonance can be covered under the WSA.
Nail Appointments: Manicures and pedicures that support gender expression are eligible for WSA funds.
Makeup Sessions: Professional makeup application and lessons can help employees feel more confident in their gender presentation.
Clothing Allowances: Funds for purchasing gender-affirming clothing can be allocated under the WSA.
Body Contouring: Non-surgical procedures to shape the body are also covered under the WSA.
Support Group Memberships: WSA funds can support memberships in LGBTQ+ support groups, providing community and emotional support.
The Flexibility of myFlexplan
With myFlexplan, your employees can tailor their benefits to meet their unique needs, ensuring they receive the comprehensive support necessary for their health and well-being. This flexibility fosters a more inclusive and accepting workplace, where LGBTQ+ employees feel valued and supported.
Implementing LGBTQ+ Support Programs
To effectively support LGBTQ+ employees, consider the following steps:
Plan Update: Ensure your HSA plan covers essential medical services for gender affirmation and that your WSA includes categories such as "Cosmetic Procedures (Taxable)" and "Non-Medical Gender Affirmation Expenses (Taxable)."
Communicate Clearly: Keep your employees in the loop about the available benefits and how they can access them. Regularly update them on any changes or new support initiatives.
Engage with Employees: Actively seek feedback from employees to understand their needs and how your benefits program can better support them.
Training and Education: Provide training for HR and management on LGBTQ+ issues and the importance of inclusive benefits. This ensures that your team is prepared to support employees effectively.
Need Assistance?
If you need help implementing these changes or have any questions, our support team is here to assist you. Contact us via live chat or email at support@getmyhsa.com. We’re here to help make the process as seamless as possible.
By offering myFlexplan, you empower your LGBTQ+ employees to access the services and support they need, creating a more inclusive and supportive workplace for everyone.
Commitment to Privacy and Confidentiality
At myHSA, we take yours and your employees privacy and confidentiality seriously. When employees submit claims or seek support for gender-affirming services, mental health, or any other benefits, we ensure that all information remains strictly confidential. Your personal information and claim details are never shared with your employer or anyone else. We are dedicated to maintaining your privacy and providing a secure, supportive experience.