✅ What You Need
A Pana account with U.S. Routing and Account Number
An active Bank of America account with Online Banking access
Matching names on both accounts (recommended)
🔍 To find your Pana bank details:
Open the Pana app → Add Money → Bank Transfer
🔄 Steps to Add Your Pana Account as an External Transfer in BofA
Log in to Bank of America Online Banking
Go to the Transfers tab
Select Using an email or account number or choose Add an external account
Select ACH (bank-to-bank transfer)
Enter the following details:
Account holder name (your name as shown in Pana)
Routing number (from Pana)
Account number (from Pana)
Account type: Checking
Bank of America may send two small deposits for verification
Return in 1–2 business days to confirm the amounts and verify the account
💵 How to Transfer Money After Linking
Go to Transfers > Between My Accounts or To/from other banks
Select your Bank of America account as the source
Choose your Pana account as the destination
Enter the transfer amount and submit
⏱️ How Long Does It Take?
ACH transfers typically take 1–3 business days
You’ll get a notification in your Pana app once the money arrives
⚠️ Tips to Avoid Issues
✅ Only send funds in USD
❌ Do not use wire transfers — use ACH
✅ Confirm that the account name matches to avoid delays
🆘 Need Help?
For transfer setup issues: Contact Bank of America Support
For deposit concerns: Reach out to Pana via in-app chat or email support@getpana.app