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How do I add money to my Plasma One account?

Add money by depositing stablecoins, other supported crypto, or a bank transfer to your virtual account.

There are 3 ways to add money to Plasma One.

1) Deposit USDT, USDC or USDG

You can top up your Plasma One account by depositing USDT, USDC or USDG. To add funds:

  1. From the home screen, tap Add money

  2. Tap Receive crypto

  3. On the Select crypto screen, pick the asset

  4. Choose a supported network.

    1. For USDT: Plasma One currently supports deposits on Plasma, Ethereum, Solana, Tron, Polygon, Arbitrum, Optimism, BNB Smart Chain & HyperEVM.

    2. For USDC: Plasma One currently supports deposits on Ethereum, Solana, Base, Optimism, Polygon, Arbitrum & HyperEVM.

    3. For USDG: Plasma One currently supported deposits on Robinhood Chain

  5. Copy or share the deposit address shown

  6. Send from your external wallet to that address, making sure you select the same network in your external wallet

  7. Funds typically arrive within 5 minutes

⚠️ Important: only send on a supported network listed above. Sending on an unsupported network (for example, Avalanche, Sui) may result in funds not arriving. If you are unsure whether your network is supported, do not send, contact support first.

⚠️ Important: only send the asset and network you selected in the app. Each deposit address is for the asset and network you chose on the Select crypto screen. Sending a different asset, or using a different network, may result in permanent loss of funds.

Fees

  • USDT deposits are free

  • USDC deposits are free up to $30,000 per deposit. This is a per-transaction limit, not a lifetime cap, it resets with each new deposit. For any single deposit over $30,000, an exchange rate will be applied to the portion above $30,000, based on live market rates. Plasma does not add any additional fees on top of that.

  • USDG deposits have a bridge fee, with no swap or network fee, and are converted at the market price of USDG.

  • Minimum Deposit Threshold: Crypto deposits must be above the minimum threshold outlined for each asset and chain on our app (e.g., a deposit of 0.01 USDT will not be credited).

2) Deposit other stablecoins & crypto

You can deposit other stablecoins such as USDe, PYUSD, USDS and EURC, which are converted to USD. You can also deposit supported crypto such as ETH, HYPE, WBTC and cbBTC. It's converted to USD automatically and usually arrives in your Cash balance within a few minutes. From the home screen, tap Add money, then Receive crypto, and pick the asset on the Select crypto screen. You'll see the full fee breakdown in the app before you send.

→ See: Which crypto can I deposit to Plasma One?

3) Virtual Accounts

To add funds:

  1. From the home screen, tap Add money

  2. In the Cash Deposit section, choose your currency

  3. Copy your virtual account details

  4. Initiate the transfer from your own bank account

  5. Funds typically arrive within:

    1. USD: ACH: 1-3 business days; Wire: Same day if sent before bank cutoff time

    2. EUR: Minutes if SEPA Instant. 1 business day if SEPA Credit or >€1M

    3. GBP: Minutes if FPS. 1-3 business days if BACS or >£1M

    4. BRL: 30 minutes

    5. MXN: 30 minutes

    6. COP: 30 minutes

Deposits work the same way across all supported currencies.

Your deposit will land as USDT in your wallet's Cash balance.

Fees

  • Onramp & Offramp fees vary depending on the currency. Please consult the below help article for the full fee schedule

  • Minimum Deposit Threshold: Deposits must be above the minimum threshold outlined on each currency. Amounts below this may get stuck.

→ See: What are the fees on Plasma One?

Terms

Rates, amounts, limits, eligible merchants and perks are the parameters currently in effect. They are variable and may change prospectively in accordance with the Plasma One Rewards Addendum.

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