Overview
This article covers all fees on Plasma One, broken down by fee type and tier. Fees vary depending on your tier, the currency you are using, and the payment rail.
Membership pricing for each tier is shown in the app before you subscribe. The price displayed in the app is the price that applies to your account.
Onramp fees
Currency | Rail | Lite | Core | Platinum |
USD | ACH | $1 | $0.50 | $0.50 |
Wire | $15 | $15 | $10 | |
GBP | Faster Payments | $0.50 | $0.40 | $0.30 |
EUR | SEPA | $0.50 | $0.40 | $0.30 |
MXN | SPEI | $1.00 | $0.80 | $0.60 |
BRL | PIX | $0.50 | $0.40 | $0.30 |
COP | Bre-B | $1.00 | $0.75 | $0.75 |
These fees reflect all charges, including third-party and network fees. Platinum removes Plasma's added onramp fees.
Additional fees may apply to deposit volumes above $250,000 per month. Contact the team if you plan to deposit at this volume regularly.
Offramp fees
Offramp fees apply when you withdraw money from your Plasma One account.
Currency | Rail | Lite | Core | Platinum |
USD | ACH | 0.75% + ACH fee | 0.35% + ACH fee | 0.10% + ACH fee |
Wire | 1% + Wire fee | 0.5% + Wire fee | 0.2% + Wire fee | |
GBP | Faster Payments | 1% + FPS fee | 0.25% + FPS fee | 0.10% + FPS fee |
EUR | SEPA | 1% + SEPA fee | 0.25% + SEPA fee | 0.10% + SEPA fee |
MXN | SPEI | 1% + SPEI fee | 0.25% + SPEI fee | 0.10% + SPEI fee |
BRL | PIX | 1% + PIX fee | 0.25% + PIX fee | 0.10% + PIX fee |
COP | Bre-B | 1% + $1 | 0.25% + $1 | 0.10% + $1 |
These fees reflect all charges, including third-party and network fees. Platinum removes Plasma's added offramp fees.
FX fees
FX fees apply when you spend in a currency different from your account currency.
Lite | Core | Platinum | |
Plasma FX markup | +1% | +0.5% | 0% |
Visa network FX fee | ~1% | ~1% | None |
Platinum removes Plasma's added FX markup, and no FX fee is charged on Platinum card spend — it converts at the Visa exchange rate, with nothing added. On Lite and Core, the Visa network FX fee still applies.
Terms
Rates, amounts, limits, eligible merchants and perks are the parameters currently in effect. They are variable and may change prospectively in accordance with the Plasma One Rewards Addendum.
Full details on cashback eligibility, referral conditions, and tier benefits are in the Plasma One Rewards Addendum.