Overview
If you are on a free Core period, your access to Core lasts for 12 months from the date you claimed it. When your Core period is coming to an end, you will receive several notifications before expiry so you have time to decide what to do next.
If you do not take any action before your Core period ends, your account moves to Lite automatically.
Your options before Core expires
You have three options to stay on Core or move to a higher tier:
Option 1: Lock 20,000 XPL for 12 months
Go to the Tiers tab and lock 20,000 XPL to continue on Core for another 12 months.
Option 2: Pay the annual subscription
Go to the Tiers tab and pay $199 per year from your USD cash balance to continue on Core.
Option 3: Upgrade to Platinum
Lock 100,000 XPL to upgrade to Platinum and continue enjoying premium benefits
.
→ See: How do I upgrade my tier?
→ See: Locking and unlocking XPL
What happens if you move to Lite
If your Core period ends and you do not renew or upgrade, your account moves to Lite immediately. The following changes take effect straight away:
Your cashback rate drops to the Lite rate
Your Core perks stop immediately, including your ChatGPT Go credit and Visa Signature benefits
Your fees change
Priority support is replaced by standard support
What happens to my locked XPL if I drop to Lite
If you have XPL locked, your tier remains active for the lock period; XPL cannot be unlocked before the end of the 12-month lock. When your lock matures, you can unlock, after which your tier adjusts.
→ See: Locking and unlocking XPL
What if I drop to Lite and want to come back to Core?
If your account moves to Lite and you want to return to Core or above, you can do so at any time through the standard upgrade flow in the Tiers tab.
→ See: How do I upgrade my tier?
Terms
Full details on cashback eligibility, referral conditions, and tier benefits are in the Plasma One Rewards Addendum.
XPL is a digital asset. It is not legal tender, is not a bank deposit, is not government-backed, and is not FDIC or FSCS insured. Its value can fall as well as rise and may decline to zero.
UK users: Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk. See the additional disclaimers here.