You can add business use to your car insurance policy if you need it.
How business use cover works
Commuting use covers work-related travel in addition to social, domestic and pleasure, but if you travel to more than one place of work (for example, you're an estate agent and you use your vehicle to visit different offices/locations), you'll need to add business use to your policy. Your employer will usually tell you if it's required for your role.
Named drivers on your policy are not covered for business use; this cover is only for the policyholder.
How do I know if I already have it?
If business use is included, you'll see it in your documents in the app: in the statement of insurance and policy schedule. It's in bold text under 'permitted use'.
What you need for updating your policy to business use
To update your policy for business use, you'll need to give us:
Date you require business use from
Confirmation that all other policy details are accurate
If you're starting a new job, we'll need the start date, occupation type, industry, whether it's a full or part time role and any other occupations if any
Costs and fees
The cost of adding business use varies based on your policy details
You'll pay a fee for making your change
If you choose to pay via monthly instalments, the cost will be spread across your remaining payments
What's not covered by business use
We don't cover delivery driving jobs, such as Amazon Flex. If you plan to use your vehicle for delivery driving, you'll need to cancel your policy with us.
Business use can't be added for named drivers on your policy.