We believe too many investors approach investing with a dogmatic view. We’re not in the business of picking sides in petty turf wars like ‘active vs passive.’ Those debates miss the point. Good investing is about outcomes, not labels.

When we put together portfolios at Rask Invest we aim to invest in the best expression of each asset class. This results in our portfolios being a combination of active and passive ETFs. We can also invest in individual companies and real estate investment trusts.

The bulk of our holdings will be low cost, passive ETFs especially in efficient asset classes such as Australian and international large caps. We will use active ETFs where we believe the asset class is less efficient and the manager can add value.

ETFs sit right in the sweet spot of what we believe a Core Portfolio should be:

There may be a time when it is fortuitous to use active ETFs in the portfolios or individual stocks. These will only be used if they add diversification and are the best way to get exposure to a specific asset class or theme and are inline with the mandate of the portfolio.

Yes you can. When you first join Rask Invest you will open an account as a user and then go on to start an investment application which opens your investment account. We are able to link multiple investment accounts to a users login.

This is most commonly done when someone has multiple entities they wish to invest in. For example, you may have an investment account in your own name, one in joint names, one for your SMSF and one for your family trust. All of these accounts can be linked to the one Rask Invest login making it easy for you to toggle between the different entities.

The minimum investment amount is set at $5,000 for Luna, $10,000 for Solar and $20,000 for all other portfolios.

A smaller balance would see brokerage (unlike a lot of other services your investments are held on a HIN and not a custodian - this was incredibly important to us for the security of your investments) but this does mean there are brokerage costs. The smaller the balance of a portfolio the more significant these become.

Additionally, the minimum balance allows us to maintain diversification across asset classes.

Those who can open an account with Rask Invest include but are not limited to:

Please feel free to click any of the options above to find out the information required to submit your application.

If you fall outside these categories, please contact our friendly team via the chat function in the bottom right of the screen.

The short answer is no. There is no minimum investment period you need to remain invested for. If you fund your account one day and your personal circumstances dramatically change the next you can withdraw funds from your account or close it completely with no penalty. Please allow up to five business days for your funds to land in your bank account from when you authorise the withdrawal request.

We understand life can sometimes make a mess of the best laid plans and the beauty of investing in assets such as ETFs (as opposed to say, a physical property) is how liquid they are. Saying that, the Rask Invest portfolios are designed for long-term investors. Below you will see the suggested timeframes for our portfolios:

Before investing with us at Rask Invest we believe investors should be able to say "yes" to these three statements:

Rask Invest accounts are Professionally Managed Accounts. They are not a managed fund. Our investment structure differs from a managed fund in a number of ways:

Yes, you will be the registered and legal owner of the investments held in a CHESS sponsored account in the name of the account holders or entity that holds the Professionally Managed Account (PMA). This was incredibly important to us here at Rask Invest.

Each holding is uniquely identified by a Holder Identification Number (HIN), providing a clear and traceable record of ownership for added transparency and security.

Additionally, this means investors who are closing their account can choose to transfer out the holdings to their brokerage account. Please see the PDS for transfer costs.

The security of your account and investments is incredibly important to us, it's everything and we take multiple steps to ensure your holdings and account are safe:

Each investors holdings is held in your own name (or name of your entity e.g. SMSF, company etc) with CHESS. Each investor has their own HIN. This means, if anything was to happen to Rask Invest or Rask Invests partners your investments will remain your investments and you will be able to move them to a brokerage account of your choosing.

Two factor authentication is available to be turned on via the My Account section. Here you will be able to choose from text message, email, or any of the standard 2FA apps such as Google Authenticator, Authy or Microsoft Authenticator.

When you go to change your account settings (e.g. add or amend a regular contribution plan), change your investment model or make a withdrawal you will need to verify the request through an email or text code.

We use bank-level web security that keeps your information safe and secure, this is our 256-bit SSL/TLS certificate.

The Rask network operates over three key sites. Here are the login pages for each:

For people who are having trouble logging in we commonly find they are trying to login via the wrong site.

You can have a login to just one of the above or all three depending on what actions you have taken in the past.

All three have password reset options but if you continue to experience login issues please ask to speak to a person on the chat.

No, Rask Invest cannot provide personal financial advice. Rask Invest is only licensed to provide general advice. We cannot tell you which portfolio is right for you.

Within the Rask Group, if you would like contact an adviser and seek out financial advice the options are:

We highly recommend reading the Rask financial services guide to see the services we are licensed to provide.