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How to finance a purchase with Beautifi

Learn more about how a patient can use Beautifi to finance their treatments, packages, or products in your RepeatMD app.

With Beautifi, you can give your patients the flexibility to pay at their own pace.

Your patients will be seeing Beautifi promotions across the app to help drive awareness to the financing options or promotions available to them in-app.


Beautifi FAQs

Why should I offer Beautifi?

  • Beautifi is a Buy Now, Pay Later (BNPL) financial services tool that allows patients to purchase products or services with full transparency and with no hidden fees that are associated with traditional loans. Beautifi may be a good option for your patients and for your healthcare practice for the following reasons:

    • Conversion: By enabling patients to spread out treatment costs, you can maximize conversion by removing the financial barrier of upfront payment.

    • Upselling: Monthly payments make services more accessible, meaning your patients can spend more and receive a better outcome.

    • Customer Retention: Financing packages commit your patients to multiple treatments and prevent them from going to your competitors

Can Beautifi be used for purchases made in-office?

  • Yes, patients can use Beautifi for in-office purchases. They may do so through your app. Patients can also pay through Beautifi outside of the app through a direct partnership with Beautifi.

    • If you are interested in a direct partnership with Beautifi, you can complete the Partner with Beautifi Form or reach out to us at partnerships@beautifi.com and we will reach out with next steps.

What is the transaction limit for your patients via Beautifi?

  • Beautifi supports a wide range of cart sizes, from $500 to $50,000 through your app, or $1,000 to $50,000 through a direct partnership with Beautifi, but the amount the patient is approved for will depend on their eligibility. Beautifi offers closed-end consumer loans and does not offer a line of credit products. Each loan will have its own application process.

    • Cart Size Requirements: Beautifi financing is only available for cart totals between $500 and $50,000. If the cart size falls outside this range, the Beautifi payment option will not appear. Adjusting the cart total to fit this range can make the option available.

What financing programs does Beautifi offer?

  • Beautifi offers a flexible checkout solution that presents affordable payment options for your patients and cart sizes. Patients can receive payment terms ranging from 6 to 72 months (based on their eligibility) with just a few simple pieces of information.

  • Buying with Beautifi is quick and easy - approval is a real-time decision, and patients just need to confirm their personal details to apply. Eligible patients are then offered payment options depending on their cart size and credit history.

How do my patients access Beautifi as a payment option?

  • Patients can use Beautifi if they are making a purchase on your app. They can also use Beautifi outside of the app if you have a direct partnership.

  • In your app, once services are added to their cart, they can select Beautifi as their payment method at checkout. Once the customer arrives at checkout at your online storefront and selects Beautifi as their payment option, the customer will be redirected to Beautifi.


Applying with Beautifi

We will prompt the patient to verify some basic information to ensure we have their most up-to-date information to assess their credit eligibility.

The customer will then be presented with their loan decision. They can select the monthly payment amount that works best for them.

Note: The terms presented are for example purposes only. You may have different terms configured for your account per your merchant agreement.

Next, the customer will be asked to verify their identity using Socure, which involves scanning the front and back of their government issued ID and taking a selfie.

  • Note: Returning customers will not have to complete this step.

Finally, the customer will be shown a brief summary of the loan, which includes: monthly payment amount, interest rate, total loan amount, and the term length selected. The customer can then review their Loan Agreement and confirm their payment plan.

Once your patient confirms their payment plan, their order will process.

Your patient can either add their payment account at time of checkout, or if they do not have their details easily available, they can skip to complete the checkout and add their payment account details later. Patients will have payments automatically debited from their account on their set payment date and can make additional payments from Beautifi’s Borrower Portal at app.beautifi.com.

How do I let my patients know about Beautifi?

  • You may mention that you offer Beautifi financing via the RepeatMD app. This conversation should take place before the appointment, during consultation or when presenting pricing to the patient. Additionally, you can include that your clinic offers financing via Beautifi in your email templates, quotes and website to further educate your clients on alternative payment options.

  • When discussing Beautifi financing with your clients, always use the pre-approved messaging and materials provided by Beautifi.

I want to promote that we offer Beautifi on RepeatMD. Do you know how I can do that?

  • You can promote your patients to sign up for your app to give them access to Beautifi financing for purchases through RepeatMD.

How are Beautifi payouts processed through RepeatMD?

  • Payments for Beautifi transactions through RepeatMD are deposited into the bank account linked to your Stripe account. Stripe processes payouts within 2–3 business days, but banks may take up to 5 business days to finalize the deposit. Payouts are not processed on weekends. Use the "Balances" and "Payouts" sections in your Stripe account to monitor payouts.

How does Beautifi handle payments for practices?

  • When a patient completes a purchase using Beautifi, the practice receives the full transaction amount upfront, less applicable fees, ensuring immediate liquidity. Beautifi manages the collection of monthly installment payments directly from the patient, which reduces the administrative burden on your practice.

Can patients finance more than one package?

  • Like a typical order, the patient will add multiple packages to their cart and check out using Beautifi. However, the terms of an Beautifi loan are locked once it is created. Additional purchases cannot be merged under the same loan.

  • If they were to make two separate purchases, the same process of application will apply with each generating its own loan and payment schedule.

Troubleshooting the Missing Beautifi Option: If the Beautifi option is unavailable during checkout, verify these conditions:

  • Ensure the cart size is within the $500 to $50,000 range.

  • Confirm that none of the items in the cart are restricted, such as memberships.

  • Check the eligibility conditions of the customer for Beautifi financing.

Can patients purchase memberships with Beautifi?

  • No. You can not finance a membership using Beautifi.

  • Should the patient have multiple items in their cart, including a membership, and want to finance using Beautifi they will not be allowed to and would need to pay for the membership separate from the rest of their items.

  • If a membership is mixed with other items in the cart, Beautifi will still reject financing for the entire cart. In such cases, patients must first remove memberships to proceed with Beautifi for other eligible items.


Support

Should your patient have any additional questions prior to checkout not covered above, we recommend they contact the Beautifi Customer Experience Team at customersuccess@beautifi.com. Additionally, installment plans that patients finance through Beautifi are managed entirely by Beautifi. RepeatMD does not control or administer changes or adjustments to these payments, and patients should contact Beautifi directly for any concerns regarding their installment plans at payments@beautifi.com.

  • Policy on Completed Purchases: Once a purchase is completed, the payment method cannot be changed to Beautifi. If Beautifi is preferred, the original transaction must be cancelled and refunded, and a new order must be processed using Beautifi at checkout.

Rates from 0-35% APR. Payment options through Beautifi are subject to an eligibility check and may not be available everywhere. Options depend on your purchase amount.

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