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How to finance a purchase with Affirm
How to finance a purchase with Affirm
Updated this week

With Affirm, you can give your patients the flexibility to pay at their own pace.

Click here for Affirm FAQs

Your patients will be seeing Affirm promotions across the app to help drive awareness to the financing options or promotions available to them in-app.

Affirm FAQs

  • Why should I offer Affirm?

    • Affirm is a Buy Now, Pay Later (BNPL) financial services tool that allows patients to purchase products or services with full transparency and with no hidden fees that are associated with traditional loans. Affirm may be a good option for your patients and for your healthcare practice for the following reasons:

      • By enabling patients to spread out treatment costs, you can reach those who can't afford upfront payments, improving access to essential procedures and preventive care.

      • Providing flexible payment options can alleviate financial stress for patients, leading to improved satisfaction and loyalty towards your practice.

      • By offering a structured payment plan through Affirm, you can reduce the effort spent on following up with patients for payments.

  • Can Affirm be used for purchases made in-office?

    • No. Your patients can only use Affirm if they are making a purchase on your app.

  • My practice is based in Canada, what does this mean for me?

    • This update will not affect your app at all! We will make Affirm financing available in Canada when we launch our Canadian shop for V2. Be on the lookout for more information from your CSS.

  • What is the transaction limit for your patients via Affirm?

    • Affirm supports a wide range of cart sizes, from $50 to $30,000 USD via RepeatMD, but the amount the patient is approved for will depend on their eligibility. Affirm offers closed-end consumer loans and does not offer a line of credit products. Each loan will have its own application process.

  • What financing programs does Affirm offer?

    • Affirm offers a flexible checkout solution that presents affordable payment options for your patients and cart sizes. Patients can receive payment terms ranging from 3 to 36 months (based on their eligibility) with just a few simple pieces of information.

    • Buying with Affirm is quick and easy— approval is a real-time decision, and returning patients just need to sign in to apply. Eligible patients are then offered up to three payment options depending on their cart size and credit history..

  • How do my patients access Affirm as a payment option?

    • Patients can only use Affirm if they are making a purchase on your app.

    • Once services are added to their cart, they can select Affirm as their payment method at checkout.

    • Once your patient confirms their payment plan, their order will process. Your patient will then make their payments at affirm.com or in the Affirm app, where they can turn on AutoPay.

  • How do I let my patients know about Affirm?

    • You may mention that you offer Affirm financing via the RepeatMD app.This conversation should take place before or after your patient's treatment but not while they are in the treatment area. Additionally, consider sending an email or other forms of communication to educate your clients about this new payment option.

    • When discussing Affirm financing with your clients, always use the pre-approved messaging and materials provided by Affirm.

  • I want to promote that we offer Affirm on RepeatMD. Do you know how I can do that?

    • There are specific rules and compliance guidelines you have to follow when promoting Affirm to your patients. To make it easier for you, we are currently creating compliant assets for our practices to share on your channels and in-office. We will provide an update once the material is ready!

  • Can patients finance more than one package?

    • Like a typical order, the patient will add multiple packages to their cart and check out using Affirm to which they will either be approved or denied depending on Affirm's standards.

    • If they were to make two separate purchases, the same process of application will apply.

      • To learn more about Affirm loan applications, click here.

  • Can patients purchase memberships with Affirm?

    • No. You can not finance a membership using Affirm.

    • Should the patient have multiple items in their cart, including a membership, and want to finance using Affirm they will not be allowed to and would need to pay for the membership separate from the rest of their items.

Should your patient have any additional questions not covered above, we recommend they contact the Affirm Customer Care Team at helpcenter.affirm.com.

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.


Have additional questions about your app?

Contact our Support Team at support@repeatmd.com.

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