To get started, import a pdf or spreadsheet table and make sure you are in Edit Mode. If not, navigate to the Edit tab at the bottom.
Select the column that will represent cash flow out. This is usually the premium or other outlay column. Right click in the header area to bring up the column menu and select "Mark Cash Outflow".
If you wish to include income or some cash flowing back in on an annual basis, select the relevant column, right-click to bring up the column menu, and choose "Mark Cash Inflow".
If you wish to also include an amount that only occurs in the last year of cash inflow such as death benefit, then select that column, open the menu and choose "Mark Lump Sum In".
If there are any cells within these columns that you do not want included in your IRR calculation, select them, right click on them and choose "Ignore for IRR".
For example, you may wish to ignore a distribution that is being used to pay off a third-party loan, and is therefore not flowing back in.
Once you have marked the cash flow columns, click on the "Add IRR Column" button.
When the dialogue box appears, enter a name for the IRR column. In addition, you can create a pre-tax equivalent IRR by selecting that option and entering a tax rate.
Click "Submit" and the IRR column will instantly be added as the far right column of your table.
When you click the "Analyze Data" button, these same IRR columns will be added to the Predict tab, and any predictions you create. The numbers will automatically recalculate for each prediction.
Remember, all IRR columns must be created on the Edit page. Then click the "Analyze Data" button to automatically add to all other pages.